From El Dorado, the City of Gold to the elusive Pot of Gold, it’s a precious substance shrouded in mystery. Treasured throughout the centuries and mined for over 5,000 years, gold is a substance revered by cultures the world over, from Ancient Egypt to the Aztecs and Incas and just as valued today. From the classical Greek philosophers to numerous biblical references, imbued with special properties retold in folklore, myths and legends, gold is a material embedded in our culture, from the traditional wedding ring to classic gold coins such as the sovereign coins.

There are a lot of mythological stories involving gold which goes to show that people have always been intrigued by this yellow metal. For Millennia, gold has been highly regarded. Quests and voyages when undertaken to find gold. Did Eldorado really exist? Is there a pot of gold at the end of every rainbow, are leprechauns real and do they have that much of an affinity to their gold? Gold has intrigued different civilizations in different continents. The Greeks held gold in high regard. It also played an important part in Egyptian culture and it is the reason why the Spanish and Portuguese sent one ship after ship to discover countries that were not on the map the world and whose natural wealth had not been reclaimed or plundered and repurposed into different products. Gold dealers have been an integral part of commerce as man had to find different way to pay for goods and services for what they need without using the barter system. This was done with gold and silver coins.

Some interest facts about the history of gold coins

• The history of gold goes back a couple of generations before the birth of Jesus Christ.

• The largest gold coin minted in antiquity is the 20-stater gold coin of Eucratides. 

• Gold coins have been struck since 600BC. That is more than 2,000 years ago!

• Through many centuries empires like the Persians or the Phoenician empires used gold coins as currency.

• Gold has been a standard for measuring and valuing currencies for many centuries. 

Gold is the go-to investment in time of economic crisis, this is evidenced in the 2008 financial crisis. In recent times counties that are facing economic challenges like Turkey, Venezuela and another have been turning their focus to gold in order to weather their own individual economic challenges because gold always holds it value.   

Gold is not just the stuff of legends and myths anymore. It still plays an important role in the current economic environment. There is still a great demand for gold, more than ever now because it is used to protect your wealth and savings during time of crisis. So, investing in gold is still important not only on a personal level but also as a store of wealth for the future.

Gold is not an infinite commodity which is why people recycle their old gold. This is why the Gold dealers are still in existence and are an important part of the recycling process. This practice is not just a benevolent one but one that is necessary to meet the demand for gold when the supply of it through mining has been dwindling over the years.

When you have a steady job and a decent income, then you’d want to have a credit card that will be there for you when you need to pay for something. Some people opt for debit cards rather than credit. They both have their pros and cons, but most decide to get a credit card as the better option.

Although both are made of metal or plastic, they have a chip implemented inside that can be read by financial equipment, such as ATMs and POS terminals. The information read goes directly to the financial company and comes back with a signal that tells what’s written on the card. See how these things work on the link.

In this article, we’re talking about the kredittkort, or the credit card, and its benefits. We will explain in five points why people love them and why they frequently apply for a new one. If you want to know more about this matter, continue reading and see more about it for yourself.  

1. Credit cards provide a grace payment period

When you pay with any other method, the funds from your account, or the cash you’re holding in your hand, disappear forever from your possession. A debit card will instantly take off the amount that you spent on an item, but that’s not the case with a credit card.

With it, you get to buy an item or service, but you’re not paying immediately for it. Better said, the vendor sees the money on their account, but you can always pull them back in case something unwanted happens. This is not a way to pull tricks and scam people, but only for emergencies.

For example, let’s say that you bought a new fridge, you come home, plug it in, and you see it’s not working. You call your bank and you tell them what happened. They will immediately stop the funds from being liquid and will only release them when you get a new fridge.

At the same time, you can use it for paying for an item that is too expensive and you don’t have the actual funds at the moment. You can get a new bike that’s worth $10,000, but only pay the next month when you have enough on your account balance.

The vendor will get their money through the financial company that issued the plastic, but you’re not going to spend a dime until you approve the payment. That makes it so easy to get whatever you want even if you don’t have a positive balance on your account.

2. Most issuers offer rewards for using it

One great way to make people use their cards frequently is to offer them rewards for doing it. Depending on the issuer, there might be different rewards that are more or less interesting. Some of the most popular ones are getting flying miles for free when you buy tickets through it, but there are many others too.

If you look at the Norske kredittkort deals especially, you’ll find lots of offers coming from supermarkets in the form of cashback. This is something that Scandinavians especially love, and if you also find it interesting, then be sure that you can have great fun by doing it.

The deal works for those that often put items on their credit card. The more you buy, the more points you collect and get qualified for some of the awards. It is the same with the cashback practice. For a specific amount placed on the card, you get several dollars back.

Some financial companies are especially generous, and they might offer up to 6% cashback, just to attract more users. The usual offer is around 2-3%, so if you find someone with a better deal, it means that you’re getting a great offer.  

3. Fastest and cheapest loans come through them

When you need to borrow money for something, you don’t have to apply for a loan. You can put it on your card. The only issue is that not all of them can cover unlimited amounts. Most of them will go a few monthly paychecks, which means that amounts of 10-15 thousand dollars are going to be affordable. For more, you’ll need to ask the financial institution that you’re working with.

However, there are all kinds of different cards out there and you may have one that allows you to put all sorts of things on it. You can easily buy a brand new car and worry about nothing. You’ll repay monthly a sum that is enough to cover the expenses, and won’t even feel that you bought something.

It’s crucial to pay attention to the interest rate when you’re purchasing a new credit card. Every time you go into debt, your account will be charged with an interest rate for the time spent with your card in debt. If the interest rate is tremendously high, it makes no sense to get new things on it.

If the card has a low-interest rate, then you can get whatever you want at the moment, and pay for it when you have more income. Let’s say that you have an interest rate of 2%. An amount of $10,000 will not even feel like you’re losing money, so go for buying new stuff on it.

4. They are the safest payment option

Hackers are a true menace for credit cards. Every account is connected to the internet and all payments happen online, so it’s easy for hackers to intercept this information, infiltrate the accounts and spend money on their own.

Credit cards are excellent in the battle against them because they are made differently than debits, for example. When a hacker breaches inside and steals your money, you’ll alert the bank and they’ll block the account with the money inside before the hacking.

This way, both you and the hacker own the amount. The bank will notify the police of it, and the insurance company will compensate for the damage. That way, you’re not getting damaged, and the insurance company will fight the problem additionally.

When you have a debit card, the thief will clear it, and there’s nothing you can do about it. The mechanism is not the same and the funds cannot be reverted. What was spent is gone forever, and you can only alarm the police for this, and wait for them to catch the hacker so you can get your money back.

5. You can pay with them anywhere in the world

Credit cards are the best way to pay for anything and anywhere around the world. No matter where you go, your card will be accepted, and you can pay with it, or at least you can get local cash. In the US, no matter which one you own, be sure that the retailers will gladly accept to pass it through their POS.

Going abroad is always a problem for paying. Different countries always have their currencies and payment practices. Some places in the world simply have no POS systems, and you must have cash. Any bank will provide it when you show the credit card, which is why this is system is so valuable.

Tribal loans are offered by the tribal lending communities and tribes of NativeAmerica. It is a very common and popular lending mechanism used in the countries. There are many queries that people generally ask about tribal loans. This article has covered some of the most common queries that people have about tribal loans.

Do tribal loans available online?

The advancement in technology has changed the way loan procedures used to take place earlier. Nowadays, online tribal loan mechanisms have simplified the loan granting procedures. From applying for repayment loans, every activity can be performed online. Online tribal loans have made it easier for people to take a loan from any place. It has mitigated the geographical boundaries.

Is Collateral Important for taking Tribal Loans?

It depends on the type of loan taken. If the loan is taken for emergency and bridge financing, then the requirement of collateral is minimum. The tribal loans are preferred for this reason as there is the easy availability of loans. The emergency loans are paid back within a decided time period. The short-term financing requirement also does not require collateral.

Is interest very high on tribal loans?

The interest rate varies on the time period and the repayment procedures of the loan taken. If the loan is taken for emergency and without a security deposit, then the interest rate is high. A casual loan has an average interest rate depending on the market conditions. A high-interest rate does not allow borrowers to go for the tribal loan option. They prefer these types of loan more during the time of emergencies or for meeting their liquidity ratio.

Do all states allow tribal loan policies?

The policies for the tribal loans are made by the lenders. They decide their own interest rates, collateral requirement, security deposit amount, and other terms and conditions. Some states do not allow the rules formed by tribal lenders. In those states, the rules made by the state laws and federal regulations are also applicable. A borrower should check the guidelines and policies of their states. It will help them in knowing the right laws and policies applicable for taking tribal loans in their state.

Tribal loans are the oldest form of financing option available in the market. The popularity of tribal loans has not faded away with time. But there could be many misconceptions about the same. So, read and learn more about tribal loans to get a clear idea and picture of this financing system.

If everyone you know cautions you about a payday loan the truth is that they are yet to see the side of it that benefits an individual. Lasting between 1 and 3 months these are loans for those who have urgent requirements of capital to carry out needs. Although payday loan supporters claim that they allow people with weak or uncredited loans, criticizers contend that these “short-term” loans target minority groups disproportionately and lock people in long debt periods. If lately, your paycheck has run out, you might find yourself in a position where you have to cope with unintended costs or late accounts a payday loan can accommodate such unforeseen financial issues. A 500$ loan online as a payday loan is as easy as registering on a new social media account, and one should take advantage of the available option.

Here you will learn about the benefits of a payday loan that you can get.

Payday loans tend to be a fast and convenient way to brush away temporary financial difficulties such as rent costs, medical emergency cash needs or to minimize late payments on a credit card.

You can access them easily, so you can quickly get capital.

One of the key benefits of such loans is that they require no time to negotiate with them. A successful online loan company handles your borrowing requests within minutes, formulas are quick, easy and need little details, and are typically accepted in just a few minutes, and on the same day or the next, you can acquire cash from several cash advance lenders, who guarantee instant lending decisions and access to cash within 24 hours. Some of them do have web apps 24 hours a day, seven days a week.

Easily entitle to these credits

One challenge facing a lot of people when they qualify for standard loans is that they often deny their application. You don’t have to put up equity, such as a home, or have a flawless loan score as opposed to conventional loans. You just need a bank account, a driver’s license, and monthly sales proof. A loan from paycheck to paycheck works normally. Such lenders, however, also provide recurring fees. Regardless of the case, never slip payments, if you suspect you won’t be able to pay next month, contact your payday lender to remind you. This prohibits late payments and extra charges from arising.

Trustworthiness.

If you borrow from a moneylender, it is possible that the loan will not pass. Friends and relatives are unable to lend the big sum you need in case of emergencies such as large auto repairs, hospital costs, etc. You can access a payday loan online easily at any time. You are much more likely to get a payday loan than any other form of help in a difficult situation.

The choice for the credit line.

Instead of a term loan, some lenders sell a flexible loan line. You can then obtain a certain amount and will be able to take out the required money if and when you wish to. Each repayment you make will replenish the credit line and you will infer it if you no longer need it.